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Homebuyers Tax Credit Extended and Expanded*
Congress has passed new legislation that:
~ Extends the First-Time Home Buyer Tax Credit of up to $8,000 to first-time home buyers until April 30, 2010.
~ Expands the credit to grant up to $6,500 credit to current home owners purchasing a new or existing home between Nov. 7, 2009 and April 30, 2010.

Who Qualifies For The Extended Credit?
~ First-time home buyers who purchase homes between Nov. 7, 2009 and April 30, 2010.
~ Current home owners purchasing a home between Nov. 7, 2009 and April 30, 2010, who have used the home being sold or vacated as a principal residence for five consecutive years within the last eight.
To qualify as a first-time home buyer the purchaser or his/her spouse may not have owned a residence during the three years prior to the purchase.

Which Properties Are Eligible?
The Extended Home Buyer Tax Credit may be applied to primary residences, including: single-family homes, condos, townhomes, and co-ops.

How Much Is Available?
~ The maximum allowable credit for first-time home buyers is $8,000.
~ The maximum allowable credit for current homeowners is $6,500.

How Is A Buyer's Credit Amount Determined?
Each home buyer's tax credit is determined by two additional factors, the price of the home and the buyer's income. Under the Extended Home Buyer Tax Credit,  which became effective Nov. 7, 2009, credit may be awarded only on homes purchased for $800,000 or less. Single buyers with incomes up to $125,000 and married couples with incomes up to $225,000 may receive the maximum tax credit.

If A Buyer's Income Exceeds The Limits, Can He/She Get A Credit?
Some buyers may still be eligible for the credit. The credit decreases for buyers earning between $125,000 - $145,000 for single buyers and $225,000 - $245,000 for home buyers filing jointly. The amount of the tax credit decreases as income approaches the maximum limit. Home buyers earning more than the maximum qualifying income - over $145,000 for singles or over $245,000 for couples - are not eligible for the credit.

Can A Buyer Still Qualify If He/She Closes After April 30, 2010?
Under the Extended Home Buyer Tax Credit, as long as a written binding contract to purchase is in effect on April 30, 2010, the purchaser will have until July 1, 2010 to close.

Must The Tax Credit Be Repaid?
No. The buyer does not need to repay the tax credit, if he/she occupies the home for three years or more. However, if the property is sold during this three-year period, the full amount credit will be recouped on the sale.

Click here for more frequently asked questions regarding the homebuyer tax credit changes.

* For specific tax questions or additional information about the tax credit, contact a tax professional or the Internal Revenue Service at 800-829-1040.

Featured Listing
Great home for sale Ponte Vedra Beach Fl
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3 Bed Rooms, 2 Baths, 1,816 Sq Ft

This house now qualifies for FHA,& FHA 203k. If Buyer qualifies it will help or pay for the missing appliances. Seller owned but he never lived in the property. The house is in overall good shape, it just needs some TLC. A GREAT beach house, screen porch, tile through out except bedrooms have carpet. Screen porch, Fireplace, awesome floor plan. 
Media room or separate play room, or what ever you want it to be.

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“My family can’t say enough for all you have done for us helping us save our house from foreclosure; you helped us understand the process, holding our hands and even going to court to interpret for us. We can never repay you for all you’ve done during this time of great stress turmoil.” – Senka, Jacksonville Beach, FL

“I recently went through a short sale, and Kathy made it easy for me. I did not know much about the short sale process, but Kathy’s efforts allowed me to understand and be comfortable. When I need to buy or sell a property, I am calling Kathy because she will get the job done and is extremely trustworthy.” Gary, Ponte Vedra Beach, FL

“Wow, you made the unbelievably complex process of being a first time home buyer easy! You were patient and caring, as you had to explain everything to us, not once, or even twice, but three times – ensuring we thoroughly understood the road to home ownership! The best part, was that you were there after the sale of the house, even during the whole five years of ownership. I know you will take care of us when it is time to sell this wonderful home.” - Scott, Westside, Jacksonville, FL

I cannot thank you enough for helping me buy my wonderful home. After months of searching the web and I dealt with many agents and you were the best prepared and most attentive: particularly when I e-mailed you at 1:30am, and you got back to me at 5:30am to say it was ok show the house that day! The house was perfect, I made the offer, and it was accepted all in THE SAME DAY! You were there through the whole process from inspection, WDO report, the repairs that needed to be done to satisfy FHA, the mortgage process and the closing. If I had known it was that easy I would have bought from you years ago, and will certainly buy my next one from you. Thank you times a million; John B., Southside, Jacksonville, FL

Kathy – Wow! Thank you, thank you and thank you! After having our house on the market with another Realtor for what seemed like forever, we met you. You listed our house, found a buyer, and helped us find our dream house. Not only are you a true professional, but you are a great friend – thanks for everything!” – Matthew, Atlantic Beach, FL

 

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Jacksonville Beach, Fl 32250
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Jacksonville, Jacksonville Beach, Ponte Vedra Beach, Atlantic Beach, Neptune Beach, Orange Park, and Mandarin real estate and homes for sale in Florida - The Beaches Realty Group ~ Katherine Karr-Garcia ~ Broker / President