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Real
Estate Resources
Special Offers:
Special offers for Jacksonville, Jacksonville Beach,
Ponte Vedra Beach, Atlantic Beach, Neptune Beach, Orange
Park and Mandarin Florida homeowners from Katherine
Karr-Garcia and The Beaches Realty Group.
- Find Out About the
Latest Homes for Sale First!
- Get Free Presentation On Our Home Marketing System
- Request Our Free Relocation Package!
The
Realtor and You Your Costs / Their Costs
City
of Jacksonville Beach
City
of Atlantic Beach
City
of Neptune Beach
Duval
County property Tax Calculator
Article:
Seven Questions to Ask Before Selling Without an Agent
Article:
Real Estate Article FSBO
Free Thank You Note Samples -- Find
the Perfect Thank You Card Wording
Home inspection
websites:
www.amerispec.com
www.teamaccutech.com
Home Warrantee Websites:
www.ahswarranty.com
www.hwahomewarranty.com/owners/video
Moving Companies
Get free quotes from moving companies in your area and save up to 60% on your upcoming move.
The gethuman web site
helps you to see how customer service phone systems and
support should work http://www.gethuman.com/
The
Music Genome Project®
On January 6, 2000 a group of musicians and music-loving
technologists came together with the idea of creating
the most comprehensive analysis of music ever.
Today's
Real Estate News: Daily real estate news for
this neighborhood, Florida, and United States. Market
conditions report for this area, Florida, and United
States.
Real
Estate News and Tips for Buyers, Sellers and Investors
World
Clock
Kick Some Mass:
Optimal Health Through Superior Training
Monthly Payments
& Schedule: Monthly loan payments java mortgage
calculator.
How Much Can You Afford?: Calculate how much home
you can afford with this financial calculator.
Determine Tax Savings: Calculate how much your
monthly Jacksonville, Jacksonville Beach, Ponte Vedra
Beach, Atlantic Beach, Neptune Beach, Orange Park and
Mandarin Florida mortgage payments are. Save on your
taxes because of loan interest.
Should You Rent or Buy?: Is it better to rent a
home in Florida or buy your own Jacksonville,
Jacksonville Beach, Ponte Vedra Beach, Atlantic Beach,
Neptune Beach, Orange Park or Mandarin Florida house,
ranch, luxury property, condominium, acreage, or other
real estate?
Adjustable Rate Mortgages: Adjustable rate
Jacksonville, Jacksonville Beach, Ponte Vedra Beach,
Atlantic Beach, Neptune Beach, Orange Park and Manderin
Florida mortgage information and interest rate java
calculator.
What Is Your APR?: Determine the Annual
Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this
calculator to compare a fixed rate mortgage to two types
of ARMs, a Fully Amortizing ARM and an Interest Only
ARM.
Are Balloon Mortgages For You?: Balloon mortgage
calculator. A balloon mortgage can be an excellent
option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage
you will pay significantly less interest, but only if
you can afford the higher monthly payment. Use this
calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is
required to qualify for a mortgage? Use this calculator
to find out.
What's Your Maximum Mortgage?: This calculator
will help you determine your maximum monthly housing
payment and the resulting mortgage amount.
Will Buying Points Save You Money?: This
calculator helps you determine if you should pay for
points, or use the money to increase your down payment.
Top National Real Estate Web
Sites: Real Estate Web Sites that include some
unique sources of realty information, listings, and
more.
Ask Anything: Ask Katherine Karr-Garcia, Broker -
Owner, The Beaches Realty Group anything real estate.
Real Estate Tips:
Katherine Karr-Garcia, Broker - Owner, The Beaches
Realty Group's realty library of real estate tips and
advice on everything from preparing your home for sale
to negotiating with home buyers to escrow, closing
costs, property inspections, and mortgage brokers.
For Homeowners
having a rough time making their mortgage payments or
about the lose their home, call one of the numbers below
and just maybe one of these can help!
• HUD at (800) 569-4287, (877) 483-1515, or www.hud.gov/offices/hsg/sfh/hcc/hccprof14.cfm
• HOPE NOW, a cooperative effort of HUD mortgage
counselors and lenders to assist homeowners: (888)
995-HOPE or www.hopenow.com
• NeighborWorks America: www.nw.org/network/home.asp
• Federal mortgage modification and refinancing
programs: www.makinghomeaffordable.gov
• The Controller of the Currency's consumer
information site for banking-related questions: www.helpwithmybank.gov
• Federal Trade Commission: www.ftc.gov/bcp/edu/pubs/consumer/homes/rea04.shtm
• Federal Reserve Board: www.federalreserve.gov/pubs/foreclosurescamtips/default.htm
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CONTACT
US TODAY!
"The Beach
Specialist"
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Featured Listing
Click on photo...
3 Bed Rooms, 2 Baths, 1,816 Sq Ft
This house now qualifies for FHA,& FHA 203k. If Buyer qualifies it will help or pay for the missing appliances. Seller
owned but he never lived in the property. The house is in overall good shape, it just needs some TLC. A GREAT beach house, screen porch, tile through out except bedrooms have carpet. Screen porch, Fireplace, awesome floor plan.
Media room or separate play room, or what ever you want it to be.
"VIEW
ALL OUR" Listings
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See the Nation's Top Rated: School Reports
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Testimonials
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| "Thank you for all your time, help and
patience in my search for a new home." – Gerty, Jacksonville Beach, FL |
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| "Thanks is not the word that even comes
close to experiencing our gratitude for all you have done.
Thank you" – Mary
J.M., Jacksonville, FL |
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| "You are my HERO! Thank you so much for the
effort you put forth regarding our 'fun' little situation.
Tim and I are so happy in the house. Thanks again, we
really enjoyed working with you all!" – Nicola, Jacksonville Beach, FL |
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| “My
family can’t say enough for all you have done for us
helping us save our house from foreclosure; you helped us
understand the process, holding our hands and even going
to court to interpret for us. We can never repay you for
all you’ve done during this time of great stress
turmoil.” – Senka, Jacksonville Beach, FL |
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| “I
recently went through a short sale, and Kathy made it easy
for me. I did not know much about the short sale process,
but Kathy’s efforts allowed me to understand and be
comfortable. When I need to buy or sell a property, I am
calling Kathy because she will get the job done and is
extremely trustworthy.” Gary,
Ponte Vedra Beach, FL |
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| “Wow,
you made the unbelievably complex process of being a first
time home buyer easy! You were patient and caring, as you
had to explain everything to us, not once, or even twice,
but three times – ensuring we thoroughly understood the
road to home ownership! The best part, was that you were
there after the sale of the house, even during the whole
five years of ownership. I know you will take care of us
when it is time to sell this wonderful home.” - Scott,
Westside, Jacksonville, FL |
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| I
cannot thank you enough for helping me buy my wonderful
home. After months of searching the web and I dealt with
many agents and you were the best prepared and most
attentive: particularly when I e-mailed you at 1:30am, and
you got back to me at 5:30am to say it was ok show the
house that day! The house was perfect, I made the offer,
and it was accepted all in THE SAME DAY! You were there
through the whole process from inspection, WDO report, the
repairs that needed to be done to satisfy FHA, the
mortgage process and the closing. If I had known it was
that easy I would have bought from you years ago, and will
certainly buy my next one from you. Thank you times a
million; – John
B., Southside, Jacksonville, FL |
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| Kathy
– Wow! Thank you, thank you and thank you! After having
our house on the market with another Realtor for what
seemed like forever, we met you. You listed our house,
found a buyer, and helped us find our dream house. Not
only are you a true professional, but you are a great
friend – thanks for everything!” – Matthew,
Atlantic Beach, FL |
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